{"id":18,"date":"2018-07-19T18:27:20","date_gmt":"2018-07-19T18:27:20","guid":{"rendered":"http:\/\/k-k-consulting.at\/?page_id=18"},"modified":"2025-07-11T14:08:13","modified_gmt":"2025-07-11T12:08:13","slug":"unternehmensberatung","status":"publish","type":"page","link":"https:\/\/k-k-consulting.at\/?page_id=18","title":{"rendered":"Unternehmensberatung MMag. Dr. Barbara Reinisch"},"content":{"rendered":"

\"\"<\/p>\n

\u2022 Unternehmensgr\u00fcndung – Unternehmensanalyse
\n\u2022 Ablauf- und Prozessoptimierung
\n\u2022 Business Plan – Planrechnung – Projektmanagement
\n\u2022 Finanzierungs\u00fcberpr\u00fcfung und Optimierung
\n\u2022 Beteiligungen – Investoren – Private Equity
\n\u2022 F\u00f6rderungsabwicklung mit AWS, KWF etc.
\n\u2022 Betriebliche Altersvorsorge – Direkte Leistungszusage
\nMit nur 14 Prozent der \u00f6sterreichischen Unternehmen, die \u00fcber ein betriebliches Altersvorsorgesystem verf\u00fcgen, liegt \u00d6sterreich unter den alten EU-15 nur auf dem vorletzten Platz. Diese Zahlen zeigen deutlich, dass es einen Bedarf f\u00fcr Betriebliche Altersvorsorge (BAV) am \u00f6sterreichischen Markt gibt.<\/p>\n

Pensionsr\u00fcckdeckung
\nMit einer Pensionszusage wird die L\u00fccke zwischen Aktiveinkommen und Pensionsbezug deutlich geschm\u00e4lert. Dem Mitarbeiter\/GGF (Gesellschafter\/Gesch\u00e4ftsf\u00fchrer) wird diese Leistungszusage vertraglich zugesichert. Die zugesagte Pension darf dabei aber 80% des letzten laufenden Aktivbezuges nicht \u00fcbersteigen.<\/p>\n

Welche Vorteile bietet eine Pensions-R\u00fcckdeckungsversicherung?
\nDie Pensions-R\u00fcckdeckungsversicherung dient zur Finanzierung der Zusage, da die Liquidit\u00e4t durch die gesetzlich vorgegebene Wertpapierdeckung (\u00a7 14 EStG) nur zum Teil gegeben ist.
\nDer Versicherungsvertrag kann zugunsten des Mitarbeiters \/ GGF verpf\u00e4ndet werden, damit die Anspr\u00fcche aus der Versicherung im Insolvenzfall der Firma ein Sonderverm\u00f6gen darstellen.<\/p>\n

\u2022 Abfertigungsr\u00fcckstellungsmodelle f\u00fcr Mitarbeiter im Abfertigungssystem „alt“<\/p>\n","protected":false},"excerpt":{"rendered":"

\u2022 Unternehmensgr\u00fcndung – Unternehmensanalyse \u2022 Ablauf- und Prozessoptimierung \u2022 Business Plan – Planrechnung – Projektmanagement \u2022 Finanzierungs\u00fcberpr\u00fcfung und Optimierung \u2022 Beteiligungen – Investoren – Private Equity \u2022 F\u00f6rderungsabwicklung mit AWS, KWF etc. \u2022 Betriebliche Altersvorsorge – Direkte Leistungszusage Mit nur 14 Prozent der \u00f6sterreichischen Unternehmen, die \u00fcber ein betriebliches Altersvorsorgesystem verf\u00fcgen, liegt \u00d6sterreich unter den […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18"}],"version-history":[{"count":4,"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":444,"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=\/wp\/v2\/pages\/18\/revisions\/444"}],"wp:attachment":[{"href":"https:\/\/k-k-consulting.at\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}